Quick cheap UK short term bridging loans and finance quotes for residential and commercial

sell your house today!

Call us:

0845 621 5000

We are only offer quick cash house sales until further notice. Sell to rent back schemes are no longer available. Due to continued success in the market, we are at full capacity as to the amount of properties we can comfortably manage, so we regret to inform, we no longer offer the sell to rent back solution. We will still make a cash offer on any UK property, in a quick sale scenario, but no longer offer the rent back solution.

Online quick and cheap bridging loan quotes

A quick property sale is not always the answer to everybody's property or financial situation. In some cases your house may already be sold, subject to contract. You may just need a bridging loan so you can put a deposit down on your next property, be it, for living or investment. You may not need the money for a deposit; there may be some other reason when you need short term finance. For what ever reason, we do not need to know, we can help you there too. We have been actual lenders to both residential and commercial borrowers for over twenty years.

Because we are the actual lenders, there is no middleman, and we can have funds transferred across to your nominated bank or building society account within forty eight hours.

You can choose the repayment term anywhere between one and twelve months, this is not a problem.

We also welcome bad or adverse credit sufferers and there are no credit checks. We lend on your property not on your history. Call, email or use the online enquiry form for an instant quote now.

Fast UK bridging loans and finance quotes

Bridging finance is a short term loan that is taken out to solve a temporary cash flow or financial problem. They are generally set up for repayment anywhere between one and twelve months, and are usually only given to home or property owners, being secured against the building or buildings that you currently own. This can be used for any purpose, to pay off other debts, renovation, anything. A good example of why people ask for this kind of credit is when they have bought a second property without actually selling their first property. You may also need one if you are thinking about buying a property through an auction. Finance risk assessors class this type of lending more risky than conventional lending, so the knock on or domino effect is that you will invariably pay a higher rate of interest. The benefit is that you are not locked into a long term loan agreement.

We advise to proceed with caution when looking into bridging finance and only agree to a bridging loan if you are fairly certain you can repay within six to nine months. You can generally borrow between £15,000.00 and £500,000 in most cases, as a loan of this type being over £15,001 is not regulated by the FSA. You can generally lend around 70% of the value of the property less what is outstanding on your mortgage. This is usually term positive equity. Your home or property is at risk if you do not keep up your repayments. Most lenders can in fact offer you the opportunity of extending the loan agreements in cases like when you have been let down by a property sale. If this happens, you can use our quick property buying services.

Applying for a bridging loan quote online

You can apply for a home or property own short term loan of bridging finance online through our enquiry form, or you can send us an email or you can even call us on 0845 621 5000. We understand that usually when a bridging loan is applied for time is of the essence, so we set a time limit of twenty minutes on getting back to you, if you haven't specified a time and date to contact you. We accept applications from bad or adverse credit sufferers, and because we are the actual lenders, we do not have source your credit history.